First Home Buyer Loans - Western Suburbs Melbourne

If you are

Buying Your First Home in Williams Landing

Home Loans - Williams Landing, Point Cook & Western Melbourne

Investment Property Home Loans

Based in Williams Landing, AB Mortgage Solutions is the local home loan broker trusted by buyers and investors across Point Cook, Wyndham Vale, Werribee, Tarneit, Truganina, Hoppers Crossing, Laverton, Altona and the broader Melbourne western suburbs. We compare 60+ lenders to find the right loan for your situation — at no cost to you.

Local expertise you can rely on: We understand the Williams Landing, Point Cook and Wyndham Vale property markets inside out — including local lender policies, suburb price trends, and growth corridors.
60+ lenders compared for you: From the big four banks to specialist non-bank lenders, we do the searching so you can focus on finding your home.
Personalised to your situation: Every client is different. Whether you're buying in Werribee or investing in Truganina, we tailor every recommendation to your income, deposit, and goals.
Seamless from application to settlement: We handle all the paperwork, lender communication, and approval follow-ups so the process stays stress-free.
First home buyer specialists: We help western suburbs buyers access the First Home Owner Grant, stamp duty concessions, and low-deposit schemes available in Victoria.

From your first enquiry through to settlement day, our Williams Landing team supports you every step of the way — and our advice is completely free. We're paid by the lender, not by you.

Your Williams Landing home loan advisor is with you for the entire process

Free preliminary assessment of your borrowing capacity

Comparing loan options across 60+ lenders

Assistance with loan application and paperwork

Active guidance through the approval process

Review of all loan documents and final terms

Ongoing support after settlement

Loan approved — AB Mortgage Solutions Williams Landing

Home loan consultation — AB Mortgage Solutions, Williams Landing

Home loan types available to Williams Landing & western suburbs buyers

Whether you're buying your first home in Point Cook, upgrading in Wyndham Vale, or building an investment portfolio in Werribee, we'll help you choose the right loan structure.

Variable rate home loans

Your rate moves with the market. Variable loans offer flexibility — including offset accounts and redraw facilities — which can save you thousands over the life of your loan in Williams Landing or Point Cook.

Fixed rate home loans

Lock in your repayments for 1–5 years. Ideal for Wyndham Vale and Werribee buyers who want certainty in their budget, especially when rates are expected to rise.

Split rate loans

Fix part of your loan for stability and keep the rest variable for flexibility. A popular choice for Point Cook and Tarneit buyers who want the best of both worlds.

First home buyer loans

Buying your first home in Williams Landing or the western suburbs? We help you access the First Home Owner Grant, stamp duty concessions, and low-deposit loan options available in Victoria.

Investment property loans

Growing your portfolio across Tarneit, Truganina, Hoppers Crossing or Altona? We structure investment loans to maximise your borrowing power and tax efficiency.

Refinancing

Already have a home loan? If you bought in Werribee, Laverton or anywhere in Melbourne's west a few years ago, refinancing could save you significantly. We compare your options at no cost.

5-star rated mortgage broker — trusted by buyers across Williams Landing & Melbourne's west

Navjot Singh

I would give 10 stars if there was an option. Anjum from AB Mortgage Brokers is extremely professional, highly engaging, and genuinely outstanding at what he does. We approached Anjum in a very difficult situation where a previous broker had almost killed the deal...

Shaurya Vardhan

Anjum was a delight to work with, possibly the best person we could have gotten for our first property in Point Cook. He made the process very seamless, guiding us at every step to make sure we didn't make the wrong decision. Definitely recommend him to anyone buying in the western suburbs...

Abhishek Rathor

Anjum made the mortgage process smooth and stress-free with his expertise, patience, and proactive approach. He took the time to understand my needs, provided all the options available, and secured the best deal for my situation...

Robert Power

I have never met Anjum in person but this was not a concern after a referral from a trusted friend. From the first time we spoke I could not speak highly enough of Anjum and his work. He works quickly, efficiently, and is always contactable...

Sachiv Arora

Anjum and his team have been very informative, helpful, and responsive throughout our home loan process in Wyndham Vale. He kept us in the loop on every important action and guided us to a trusted conveyancer that saved us even more time and effort...

Frequently asked questions — home loans in Williams Landing & western suburbs

Do I need to visit your Williams Landing office in person?

Not at all. While we are based in Williams Landing (Suite 503, 89 Overton Road), we work with clients across Point Cook, Wyndham Vale, Werribee, Tarneit and all of Melbourne's western suburbs — entirely online or by phone. Most clients complete the entire process without visiting in person.

How much deposit do I need to buy a home in Point Cook or Wyndham Vale?

A minimum of 5% of the purchase price is typically required, though 20% avoids Lenders Mortgage Insurance (LMI). For first home buyers in Victoria, government schemes and guarantees may allow you to purchase with as little as 2–5% deposit. We'll assess your situation and recommend the best path forward.

Is the First Home Owner Grant available in Werribee, Tarneit & Truganina?

Yes. Eligible first home buyers purchasing or building a new home in Werribee, Tarneit, Truganina, Hoppers Crossing and all Melbourne western suburbs may qualify for the Victorian First Home Owner Grant of up to $10,000. Our brokers will confirm your eligibility and help you apply.

How long does home loan approval take?

Pre-approval can often be obtained within 2–5 business days. Full unconditional approval typically takes 1–3 weeks depending on the lender and complexity of your application. We actively follow up with lenders to keep things moving as fast as possible.

Is using a mortgage broker more expensive than going directly to a bank?

No — our service is completely free to you. AB Mortgage Solutions is paid a commission by the lender once your loan settles. You get access to 60+ lenders and expert local advice at no extra cost compared to walking into a single bank.

Can you help with investment property loans across Melbourne's western suburbs?

Absolutely. We help investors structure loans across Williams Landing, Point Cook, Truganina, Altona, Sunshine and greater Melbourne. We focus on maximising your borrowing capacity while keeping the loan structure tax-efficient and flexible for future portfolio growth.